Lendox - evolved from iFactor

iFactor, a fast-growing fintech innovator, has announced its transformation into Lendox- Smart lending for an inclusive economy”, marking a new chapter in its mission to create a more inclusive financial landscape. As SMEs worldwide struggle with barriers to funding, Lendox is stepping up, offering smart lending solutions designed to empower businesses of all sizes to thrive in today’s fast-paced economic environment.

This rebranding isn’t just a name change—it signals Lendox’s ambitious journey and pivotal capability of the startup, toward shaping the future of financial inclusion. With a suite of AI-powered tools that streamline lending processes, Lendox is reimagining how financial institutions assess creditworthiness, moving beyond traditional models to embrace a broader, more data-rich approach. By tapping into alternative data sources, including transaction behaviors and digital footprints, Lendox enables financial institutions to make faster, more accurate decisions, opening doors for more businesses that have been historically underserved.

Building a Path to Inclusive Growth

“Our transformation to Lendox reflects our unwavering commitment to reshaping financial access for SMEs,” said Cosmin Curticapean, Founder and CEO of Lendox. “Entrepreneurs are building economies, yet many of these businesses are left behind by traditional legacy lending systems. Lendox is here to change that, by bringing the banks and SMEs gap, with the financial tools they need to grow and contribute to their local economies.”

Lendox’s cutting-edge credit intelligence platform equips banks and non-bank financial institutions with the real-time insights needed to manage risk while reaching new customer segments. The platform integrates over 12,000 data points—spanning from social media and digital footprint to real-time business performance and transaction behavior—into a centralized due diligence process that vastly improves the accuracy of credit assessments and loan monitoring.

As financial institutions increasingly seek smarter ways to expand their portfolios while managing risk, Lendox stands as a key partner, offering innovative solutions tailored for today’s dynamic market.

A Strategic Move Amidst Rapid Expansion

The shift to Lendox comes at a pivotal moment, as the company accelerates its international expansion. Having gained significant traction through prestigious programs, and recognized with awards such as “Fintech Startup of the Year 2023,” Lendox is now scaling its technology to meet the growing demand for inclusive, data-driven lending systems.

“With this rebranding , Lendox is better positioned to take its place as one of the leaders in the financial sector,” Curticapean added. “We’re not only addressing the needs of underserved businesses but also helping financial institutions build stronger, more resilient portfolios through smarter lending.”

For more information, visit www.lendox.com .

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